Stocx Research Club logo ×
Screener Research Unlisted Startup Funding

Karur Vysya Bank

₹97.5 -1.5 | 1.5%

Market Cap ₹7820 Cr.

Stock P/E 7.9

P/B 0.9

Current Price ₹97.5

Book Value ₹ 102.7

Face Value 2

52W High ₹116.2

Dividend Yield 1.64%

52W Low ₹ 41.8

Overview Inc. Year: 1916Industry: Bank - Private

The Karur Vysya Bank Ltd (the Bank) is an totally India-based banking enterprise. The Bank is engaged in supplying a variety of banking and financial services, along with business banking and treasury operations. The Bank's segments consist of Treasury, Corporate/ Wholesale banking, Retail banking and Other banking operations. The Treasury section consists of investments in central and state government securities, debt instruments of bank, certificates of deposits, equity stocks, mutual funds and security receipts, among others. The Corporate/ Wholesale banking segment consists of credit centres and other banking services provided to company and different customers. The Retail banking section includes lending and other banking offerings to people/small enterprise customers, apart from company/ wholesale banking clients. The Other banking operations segment includes para-banking activities like bank assurance, third party product distribution, demat services and other banking transactions.

Read More..

Karur Vysya Bank Share Price

| |

Volume
Price

Quarterly Price

Show Value Show %

Karur Vysya Bank Quarterly Results

#(Fig in Cr.) Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022
Interest Earned 1395 1350 1349 1376 1398 1405 1409 1474 1579 1695
Other Income 272 251 216 220 163 196 205 199 242 317
Total Income 1666 1602 1566 1596 1561 1600 1615 1673 1821 2013
Interest Expense 793 767 737 738 718 717 699 728 758 806
Operating Expenditure 424 578 579 429 470 481 474 469 491 518
Provisions and contingencies 285 201 71 264 164 146 140 155 227 364
Operating Profit 164 56 178 165 210 255 301 321 345 325
Profit Before Tax 164 56 178 165 210 255 301 321 345 325
Provision for Tax 49 21 74 56 44 70 88 92 95 36
Profit After Tax 115 35 104 109 165 185 213 229 250 289
Adjustments 0 0 0 0 0 0 0 0 0 0
Profit After Adjustments 115 35 104 109 165 185 213 229 250 289
Adjusted Earnings Per Share 1.4 0.4 1.3 1.4 2.1 2.3 2.7 2.9 3.1 3.6

Karur Vysya Bank Profit & Loss

#(Fig in Cr.) Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 TTM
Interest Earned 3270 4242 5116 5396 5443 5622 5700 5816 5990 5470 5588 6157
Other Income 350 453 564 581 707 782 900 963 1155 919 769 963
Total Income 3621 4695 5680 5977 6150 6405 6600 6779 7145 6389 6357 7122
Interest Expense 2353 3084 3832 3930 3662 3549 3402 3453 3642 3111 2872 2991
Operating Expenditure 542 762 1010 1103 1185 1285 1421 1615 1742 1987 1854 1952
Provisions and contingencies 94 123 412 481 391 687 1274 1389 1489 757 699 886
Operating Profit 632 726 426 463 912 883 504 322 272 534 931 1292
Profit Before Tax 632 726 426 463 912 883 504 322 272 534 931 1292
Provision for Tax 130 175 -3 7 344 277 158 111 37 175 258 311
Profit After Tax 502 550 430 456 568 606 346 211 235 359 673 981
Adjustments 0 0 0 9 0 0 0 0 0 0 0 0
Profit After Adjustments 502 550 430 464 568 606 346 211 235 359 673 981
Adjusted Earnings Per Share 7.9 8.7 6.8 6.3 7.9 8.4 4.3 2.6 2.9 4.5 8.4 12.3

Growth Rates

# 1 Year 3 Year 5 Year 10 Year
Sales CAGR 2% -1% -0% 6%
Operating Profit CAGR 74% 42% 1% 4%
PAT CAGR 87% 47% 2% 3%
# 1 Year 3 Year 5 Year 10 Year
Share Price CAGR 112% 62% 2% 3%
ROE Average 9% 6% 6% 11%
ROCE Average 11% 8% 7% 12%

Karur Vysya Bank Balance Sheet

#(Fig in Cr.) Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Shareholder's Funds 2708 3085 3326 4246 4573 5036 6264 6423 6600 6960 7596
Minority's Interest 0 0 0 0 0 0 0 0 0 0 0
Deposits 32112 38653 43758 44690 50079 53700 56890 59868 59075 63278 68676
Borrowings 1973 3999 3293 2901 2894 1696 2394 1565 1184 2528 1339
Other Liabilities & Provisions 843 996 1166 1315 1439 1376 1393 1484 1419 1857 2432
Total Liabilities 37635 46733 51543 53152 58985 61808 66941 69340 68278 74623 80044
Cash and balance with RBI 1921 1629 2546 2693 2529 2790 2960 2935 2733 3514 3594
Bank Balance 115 167 132 56 363 1555 1349 762 1660 2806 1332
Investments 10506 13837 13247 12375 14443 14857 15803 14882 15762 16019 17216
Advances 23949 29480 33992 36109 39084 40908 44800 48581 46098 50364 55335
Fixed Assets 244 320 376 395 417 411 475 545 563 518 464
Other Assets 899 1298 1241 1508 2146 1279 1501 1598 1438 1381 2088
Total Assets 37635 46733 51543 53152 58985 61808 66941 69340 68278 74623 80044

Karur Vysya Bank Cash Flow

#(Fig in Cr.) Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Opening Cash & Cash Equivalents 1774 2035 1796 2678 2749 2892 4345 4309 3697 4393 6320
Cash Flow from Operating Activities 249 82 1184 -309 580 1611 -550 -1576 2504 3366 295
Cash Flow from Investing Activities -72 -133 -113 -102 -92 -84 -170 549 -1535 -1379 -1594
Cash Flow from Financing Activities 84 -188 -189 482 -346 -74 683 414 -274 -59 -96
Net Cash Inflow / Outflow 261 -239 882 71 143 1453 -36 -612 696 1928 -1394
Closing Cash & Cash Equivalent 2035 1796 2678 2749 2892 4345 4309 3697 4393 6320 4926

Karur Vysya Bank Ratios

# Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Earnings Per Share (Rs) 7.93 8.7 6.79 6.35 7.89 8.42 4.32 2.64 2.94 4.5 8.42
CEPS(Rs) 8.54 9.59 7.97 7.48 9.04 9.62 5.39 3.9 4.43 6.05 9.91
DPS(Rs) 2.8 2.8 2.6 2.6 2.8 2.6 0.6 0.6 0 0.5 1.6
Book NAV/Share(Rs) 42.81 48.73 52.15 59.04 63.57 70 78.37 80.35 82.57 87.07 94.94
Yield on Advances 13.66 14.39 15.05 14.94 13.93 13.74 12.72 11.97 12.99 10.86 10.1
Yield on Investments 7.07 7.51 9.82 9.93 8.24 8.82 7.75 8.21 9.45 7.23 5.08
Cost of Liabilities 6.9 7.23 8.14 8.26 6.91 6.41 5.74 5.62 6.04 4.73 4.1
NIM (Net Interest Margin) 2.51 2.57 2.57 2.86 3.16 3.45 3.54 3.52 3.54 3.25 3.5
Interest Spread 6.75 7.16 6.91 6.69 7.01 7.34 6.98 6.35 6.95 6.13 6
ROA(%) 1.52 1.3 0.87 0.87 1.01 1 0.54 0.31 0.34 0.5 0.87
ROE(%) 20.81 19.01 13.46 12.09 12.88 12.61 6.12 3.32 3.61 5.3 9.25
ROCE(%) 21.35 16.83 11.53 12.38 15.61 13.9 7.74 5.21 5.01 7.32 11.11
PER(x) 7.97 8.8 9.34 14.52 9.37 11.28 21.2 27.14 6.89 12.39 5.5
Price/Book(x) 1.48 1.57 1.22 1.56 1.16 1.36 1.17 0.89 0.25 0.64 0.49
Dividend Yield(%) 3.75 3.1 3.47 2.39 3.21 2.32 0.59 0.84 0 0.9 3.46
EV/Net Sales(x) 1.83 2.08 1.43 1.76 1.51 1.52 1.71 1.25 0.47 1.28 0.9
EV/Core EBITDA(x) 8.23 10.42 8.72 10.09 6.3 5.43 5.47 4.26 1.59 5.4 3.09
Interest Earned Growth(%) 47.47 29.72 20.59 5.47 0.88 3.29 1.37 2.04 2.99 -8.67 2.14
Net Profit Growth 20.73 9.69 -21.94 6.06 24.59 6.76 -42.96 -39 11.46 52.92 87.34
Advances Growth 34.44 23.09 15.31 6.23 8.24 4.67 9.52 8.44 -5.11 9.25 9.87
EPS Growth(%) 6.43 9.69 -21.94 -6.54 24.35 6.76 -48.66 -39 11.46 52.92 87.17
Loans/Deposits(x) 6.14 10.35 7.53 6.49 5.78 3.16 4.21 2.61 2 4 1.95
Cash/Deposits(x) 0.06 0.04 0.06 0.06 0.05 0.05 0.05 0.05 0.05 0.06 0.05
Current Ratio(x) 0.33 0.36 0.3 0.28 0.29 0.28 0.28 0.25 0.27 0.25 0.25
Quick Ratio(x) 6.14 10.35 7.53 6.49 5.78 3.16 4.21 2.61 2 4 1.95
CASA % 19.16 19.25 20.54 22.02 23.31 27.73 29.14 29.92 31.33 34.22 34.81

Karur Vysya Bank Shareholding Pattern

# Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022
Promoter 2.11 2.11 2.13 2.13 2.12 2.12 2.28 2.28 2.28 2.26
FII 21.11 20.85 21.4 21.29 21.11 18.92 15.45 15.35 15.43 16.49
DII 22.11 20.8 20.88 20.45 20.07 19.69 21.32 21.88 22.75 25.11
Public 54.67 56.24 55.59 56.13 56.7 59.28 60.95 60.49 59.54 56.14
Others 0 0 0 0 0 0 0 0 0 0
Total 100 100 100 100 100 100 100 100 100 100

Karur Vysya Bank News

Top Unlisted Companies & InstaBuy Companies

Sell or Purchase Share (Tentative Price)