Intellect Design

₹407 -2.2 | 0.5%

WEBSITE BSE:538835 NSE : INTELLECT 23 Mar, 16:01

Market Cap ₹5523 Cr.

Stock P/E 20.2

P/B 2.9

Current Price ₹407

Book Value ₹ 140

Face Value 5

52W High ₹986.7

Dividend Yield 0.61%

52W Low ₹ 388

Edit Ratio

Intellect Design Research see more...

Equity Research: Intellect Design Arena

Overview Inc. Year: 2011Industry: IT - Software

Intellect Design Arena Ltd, previously Fin Tech Grid Ltd, is a holding company. The Company is engaged inside the enterprise of software program development, and supplying software program product license and related services. Its geographical segments include India, Asia Pacific; Europe, America, and Middle East & Africa. The Company has a portfolio of merchandise throughout Central Banking, Risk and Treasury Management, Global Consumer Banking, Global Transaction Banking and Insurance. Its Global Consumer Banking merchandise consists of Digital Core, a Web-enabled banking software program; Lending, a loan control system that helps all of the financial facilities for the bank for marketplace segments, from retail to corporate; Wealth, an integrated front, middle and back-office solution for private banks, broker dealers and independent financial advisors, wealth management firms, advisory companies, and Quantum Central Banking Solution, for the requirements of central banks with technology frameworks.

Quarterly Price

Quarterly Monthly

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Peer Comparison

Intellect Design Quarterly Results

#(Fig in Cr.)	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022
Net Sales	372	382	398	408	452	508	509	541	528	547
Other Income	2	4	3	16	0	11	13	10	11	20
Total Income	374	386	400	425	452	519	523	551	538	567
Total Expenditure	285	286	298	308	334	375	389	424	444	450
Operating Profit	89	100	103	117	118	144	134	127	95	117
Interest	3	1	1	1	1	1	1	1	1	1
Depreciation	19	19	20	23	24	25	26	28	29	31
Exceptional Income / Expenses	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	67	80	82	93	93	118	106	97	65	85
Provision for Tax	7	6	8	14	11	14	24	24	16	22
Profit After Tax	60	74	74	79	83	104	82	73	48	63
Adjustments	-0	6	7	-5	-3	-4	13	-4	-3	-1
Profit After Adjustments	59	80	81	74	79	101	95	69	46	62
Adjusted Earnings Per Share	4.5	6.1	6.1	5.5	5.9	7.5	7.1	5.1	3.4	4.6

Intellect Design Profit & Loss

#(Fig in Cr.)	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	TTM
Net Sales	609	811	914	1087	1450	1347	1497	1878	2125
Other Income	28	26	34	27	63	26	13	41	54
Total Income	636	836	948	1114	1512	1373	1510	1919	2179
Total Expenditure	689	847	937	1012	1317	1271	1139	1403	1707
Operating Profit	-52	-11	11	102	195	102	371	516	473
Interest	1	2	13	17	16	22	13	7	4
Depreciation	19	21	24	27	42	69	77	98	114
Exceptional Income / Expenses	-10	0	0	0	0	6	0	0	0
Profit Before Tax	-82	-33	-26	59	137	17	282	411	353
Provision for Tax	2	-9	3	7	9	5	25	63	86
Profit After Tax	-84	-24	-29	52	128	11	256	348	266
Adjustments	1	1	7	-5	3	5	7	1	5
Profit After Adjustments	-83	-23	-22	47	131	16	263	349	272
Adjusted Earnings Per Share	-7.8	-2.2	-2.1	3.7	10	1.2	19.8	25.9	20.2

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	25%	9%	15%	0%
Operating Profit CAGR	39%	38%	116%	0%
PAT CAGR	36%	40%	0%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	-51%	103%	21%	NA%
ROE Average	23%	15%	14%	6%
ROCE Average	26%	17%	15%	7%

Intellect Design Balance Sheet

#(Fig in Cr.)	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Shareholder's Funds	619	611	598	802	1020	1045	1393	1809
Minority's Interest	0	0	0	10	9	12	12	13
Borrowings	0	0	56	90	64	35	8	0
Other Non-Current Liabilities	6	-9	-11	-15	-42	3	-60	-51
Total Current Liabilities	305	398	530	459	536	730	611	763
Total Liabilities	931	1000	1173	1346	1587	1825	1963	2534
Fixed Assets	213	258	278	274	334	368	397	433
Other Non-Current Assets	150	196	271	374	428	505	522	533
Total Current Assets	568	546	624	698	825	951	1045	1567
Total Assets	931	1000	1173	1346	1587	1825	1963	2534

Intellect Design Cash Flow

#(Fig in Cr.)	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Opening Cash & Cash Equivalents	0	98	45	23	61	75	100	145
Cash Flow from Operating Activities	-18	-101	-65	49	-50	44	463	453
Cash Flow from Investing Activities	85	31	-109	-149	1	-100	-190	-399
Cash Flow from Financing Activities	-8	16	146	143	63	80	-225	-52
Net Cash Inflow / Outflow	59	-53	-28	42	14	24	48	2
Closing Cash & Cash Equivalent	106	45	23	61	75	100	145	146

Intellect Design Ratios

#	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Earnings Per Share (Rs)	-7.76	-2.18	-2.06	3.72	9.96	1.21	19.76	25.94
CEPS(Rs)	-6.09	-0.34	-0.44	6.23	12.89	6.07	25.03	33.11
DPS(Rs)	0	0	0	0	0	0	0	2.5
Book NAV/Share(Rs)	57.9	55.11	53.02	61.58	75.35	75.73	100.02	127.89
Core EBITDA Margin(%)	-13.12	-4.48	-2.56	6.91	9.11	5.6	23.95	25.29
EBIT Margin(%)	-13.32	-3.85	-1.47	6.92	10.57	2.86	19.67	22.25
Pre Tax Margin(%)	-13.53	-4.11	-2.86	5.4	9.47	1.23	18.81	21.87
PAT Margin (%)	-13.82	-2.99	-3.17	4.75	8.85	0.85	17.11	18.53
Cash Profit Margin (%)	-10.7	-0.45	-0.53	7.19	11.72	5.97	22.23	23.72
ROA(%)	-9.04	-2.51	-2.66	4.1	8.75	0.67	13.52	15.48
ROE(%)	-13.59	-4.01	-4.95	7.66	14.53	1.15	21.97	22.81
ROCE(%)	-12.94	-4.94	-1.83	8.4	14.5	3.14	21.46	25.7
Receivable days	100.18	71.63	71.1	74.86	55.89	66.05	57.46	36.54
Inventory Days	0	0	0	0	0	0	0	0
Payable days	0	0	0	0	0	0	0	0
PER(x)	0	0	0	44.29	20.44	45.27	37.43	36.52
Price/Book(x)	1.73	3.83	2.03	2.68	2.7	0.72	7.39	7.41
Dividend Yield(%)	0	0	0	0	0	0	0	0.26
EV/Net Sales(x)	1.6	2.77	1.41	1.92	1.89	0.65	6.5	6.7
EV/Core EBITDA(x)	-18.65	-212.91	119.98	20.52	14.03	8.57	26.21	24.42
Net Sales Growth(%)	0	33.17	12.7	19.01	33.32	-7.08	11.18	25.42
EBIT Growth(%)	0	61.55	56.96	660.78	103.67	-74.87	664.79	41.89
PAT Growth(%)	0	71.14	-19.24	278.49	148.3	-91.09	2140.11	35.85
EPS Growth(%)	0	71.91	5.44	280.55	167.61	-87.87	1535.37	31.29
Debt/Equity(x)	0.01	0.04	0.4	0.21	0.13	0.26	0.04	0
Current Ratio(x)	1.86	1.37	1.18	1.52	1.54	1.3	1.71	2.05
Quick Ratio(x)	1.86	1.37	1.18	1.52	1.54	1.3	1.71	2.05
Interest Cover(x)	-64.23	-14.43	-1.06	4.55	9.56	1.75	22.69	57.6
Total Debt/Mcap(x)	0.01	0.01	0.2	0.08	0.05	0.35	0.01	0

Intellect Design Shareholding Pattern

#	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022
Promoter	31.33	31.3	31.23	31.05	30.96	30.91	30.86	30.76	30.66	30.64
FII	23.12	24.12	27.21	27.33	26.83	25.96	25.42	24.6	24.49	22.21
DII	5.05	4.74	2.99	2.34	2.33	2.11	2.61	2.5	2.17	4.44
Public	40.5	39.84	38.57	39.28	39.88	41.02	41.11	42.14	42.68	42.71
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022
Promoter	4.15	4.15	4.15	4.15	4.15	4.15	4.15	4.15	4.15	4.15
FII	3.06	3.2	3.62	3.66	3.6	3.49	3.42	3.32	3.32	3.01
DII	0.67	0.63	0.4	0.31	0.31	0.28	0.35	0.34	0.29	0.6
Public	5.37	5.29	5.13	5.25	5.35	5.51	5.53	5.69	5.78	5.79
Others	0	0	0	0	0	0	0	0	0	0
Total	13.25	13.27	13.3	13.38	13.41	13.43	13.46	13.5	13.54	13.55